I read in the newspaper a few weeks ago that the saving rate in America is -1%. Doesn’t that mean that people are spending more than they’re earning? How long can this covetous, prideful society we are a part of survive before it collapses? With lines of credit so readily available at every bank and credit card booth, it is imperative we teach financial principles to the younger generations so that this lopsided crisis can be fixed before it drives us off a cliff.
My cousin came over to our apartment last week on his way home from 8th grade and was showing me some of his homework. One of his assignments dealt with finances, including the stock market. Being curious and interested about that topic I asked him what he learned. He said he couldn’t remember. Worried, I asked if there is anything that he can recall about the finance topics he had studied. Nothing had stuck in his brain. Teachers go to school to learn how to teach, but do any get a good education on what they teach?
When I think about all of the teachers I have ever had, the best ones were usually not teachers originally. I know there are exceptions to this rule and that some individuals just have a knack for teaching but something seems to be awry in the public school system. Kids aren’t learning the skills they need to learn but instead are trudging along through the government-mandated curriculum. Somewhere, somehow, the population needs to be taught and understand basic and sound financial principles. Outside of family and spiritual “stuff” money is the most important part and largest influencing factor of our lives. There is a dire need to alter the school system and curriculum to teach better life skills before the train called America becomes completely derailed.
(click here for an earlier post about my college degree)
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9 comments:
It's funny you mentioned that because I just went into debt to pay for my Thailand trip. Huh. I do agree, however, with what you said. Oh and Mr. Black was never into big business. He was a teacher his whole career. It was the weird health teacher that was the rich teacher of Bingham. What was his name?
I miss Ryan's comments
the worst teachers i had were in college.
For some reason I am totally hooked on the school voucher debate. I have been listening to and reading stuff from both sides and I think we should relinquish the government of their monopoly of the education system.
that last sentence didn't make any sense...i'm with any plans for anarchy though!
Damn kids and their cosmic bowling!
My folks are adamantly against the voucher system because (as retired educators) they think it will just pull even more money from our already shoddy education system. I'm not sure how I feel about it, I did watch the Utah Now episode of it (Doug Fabrizio's TV program), but I don't think I care about it since I don't have kids in school. I agree that something has to give when it comes to education. How does the superintendent for Cache School District feel about it?
He's against it. I listened to Doug Fabrizio's two radio shows about it, Doug Wrights show, and now I am reading John Stossels book about myths and lies and I am totally for the vouchers.
Good words.
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